Pricing

Fixed monthly packages. Clear scope from day one.

Three packages, each covering everything a typical one-director limited company contractor needs. Pick the one that matches your situation, and switch any time as your business grows. If anything falls outside your package, you'll always be told in advance.

Essentials
For contractors whose bookkeeping is under control
£95 / month + VAT
  • Annual accounts prepared and filed
  • Corporation tax return (CT600)
  • Confirmation statement
  • Self Assessment tax return for one director
  • FreeAgent setup and support
  • Quarterly FreeAgent bookkeeping review
  • Salary and dividend guidance when you join
  • Email support

Tax efficiency queries outside this scope can be handled as a one-off; ask for a quote.

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Standard
The running compliance most contractors need
£155 / month + VAT
  • Everything in Essentials
  • Limited company formation support for new contractors
  • Quarterly VAT returns, standard or Flat Rate, filed under MTD
  • Payroll and RTI submissions for one director
  • Quarterly salary and dividend review
  • Practical IR35 guidance
  • Director's loan account monitoring
  • Priority email, acknowledged within one business day
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Premium
For higher earners and more complex planning needs
£250 / month + VAT
  • Everything in Standard
  • Annual tax-planning meeting by video call
  • Company pension contribution modelling
  • Shareholding and profit-extraction planning, where appropriate
  • £100,000 income trap planning
  • Same-day email acknowledgement
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No fixed-term contract, no exit fee and 30 days' written notice. All fees are subject to VAT at the standard rate. Additional work outside the packages (e.g. catch-up bookkeeping, one-off advisory) is always quoted and agreed in writing before it starts, with no surprises. Response times are for acknowledging an email, not necessarily a full resolution: Essentials within two business days, Standard within one, Premium by 5pm the same business day. Emails after 5pm, at weekends or on bank holidays count from the next business day.

Company pension contribution modelling (Premium) covers the tax effect of contributions only. We do not give regulated pension or investment advice; product and provider decisions should be made with an FCA-authorised adviser.

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What's included, side by side

Included service Essentials
£95 + VAT		 Standard
£155 + VAT		 Premium
£250 + VAT
Annual accounts prepared and filed✓✓✓
Corporation tax return (CT600)✓✓✓
Confirmation statement✓✓✓
Self Assessment tax return for one director✓✓✓
FreeAgent setup and support✓✓✓
Quarterly FreeAgent bookkeeping review✓✓✓
Salary and dividend guidance when you join✓✓✓
Limited company formation support for new contractors–✓✓
Quarterly VAT returns, standard or Flat Rate, filed under MTD–✓✓
Payroll and RTI submissions for one director–✓✓
Quarterly salary and dividend review–✓✓
Practical IR35 guidance–✓✓
Director's loan account monitoring–✓✓
Annual tax-planning meeting by video call––✓
Company pension contribution modelling––✓
Shareholding and profit-extraction planning, where appropriate––✓
£100,000 income trap planning––✓
Email acknowledgementStandardPriority, within one business daySame day

Monthly package, year-end only, or ad-hoc?

Three ways to buy accountancy as a limited company contractor, and what each one actually gets you.

  Monthly package Year-end compliance only Ad-hoc / one-off
What it is A fixed fee covering the full year's filings plus planning as the year goes on Accounts and CT600 prepared once, after the year has already ended Individual pieces of work, quoted job by job
Cost here £95–£250 / month + VAT Quoted in advance Quoted in advance
Tax planning Built in, while decisions can still change the outcome None. The year is closed and the numbers are already fixed Only what you specifically ask for
Salary / dividend split Reviewed quarterly on Standard and Premium Reported after the fact On request
Director's loan & S455 Monitored in-year and flagged before it crystallises Found at year-end, when the 35.75% charge may already be locked in Not monitored
Deadline risk Carried by us; filings tracked year-round Carried by you until you hand the records over Carried by you
Cash flow Level monthly cost One large annual bill Unpredictable
Best for Anyone trading continuously through a limited company Dormant or winding-down companies One-off questions alongside an existing accountant

The honest difference is timing, not price. Most contractor tax savings — the salary level, dividend timing, pension contributions, clearing a director's loan before the nine-month deadline — can only be captured during the year. A year-end-only engagement tells you what happened. A monthly one changes what happens.

Add-ons

Optional extras

Available alongside any package, quoted individually based on your requirements. Always agreed before any work begins.

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Additional directors

If your company has more than one director or shareholder drawing income, additional director self-assessment and payroll is added per person.

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Management accounts

Monthly or quarterly management accounts for contractors who want more regular visibility of company performance beyond year-end accounts. Unaudited, for management use only.

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Ad hoc advisory

One-off advice on company structure, profit extraction strategy, or specific transactions outside your regular package scope. Quoted and agreed in advance.

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FreeAgent migration & training

Moving your records into FreeAgent from spreadsheets or another system, including historical transactions and opening balances, plus a training session. Setting up a new FreeAgent account is included in every package.

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Personal tax returns: spouse, rental & other income

Self-assessment for a spouse shareholder or other connected individuals, or for other income such as rental property alongside your main return.

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Dormant company accounts

Annual dormant company accounts and confirmation statement for a non-trading company you're keeping alive, for example between contracts.

Also available as one-offs: VAT registration/deregistration, P11D and benefits-in-kind reporting, pre-year-end tax planning reviews, and business plans/cash-flow forecasts. Ask for a quote.

Pricing FAQ

Common pricing questions

RTI stands for Real Time Information, the HMRC-mandated system for reporting payroll each time you pay yourself, keeping your NI record and tax code up to date. We register your company for PAYE, run monthly payroll, and submit RTI to HMRC each time. For 2026/27, the employer's National Insurance secondary threshold is £5,000, and any salary above this incurs employer's NIC at 15%. (Most one-person companies can't claim the Employment Allowance, which is why this employer NIC arises at all: it's unavailable where the only employee paid above the secondary threshold is also a director.) Despite this, a salary around £12,570 (the personal allowance) remains optimal for most one-director companies because the corporation tax relief on the salary generally outweighs the NIC cost. We model this precisely for your profit level rather than applying a one-size-fits-all figure.
All prices shown are exclusive of VAT, and 20% VAT is added to your monthly invoice. If your company is VAT registered on the standard scheme, you can reclaim this as input VAT. On the Flat Rate Scheme, input VAT generally can't be reclaimed, so the VAT is a real cost, and one of the factors we weigh when advising which scheme suits you.
Yes. Many contractors start on Essentials and move to Standard once they register for VAT or set up payroll. Equally, if your circumstances become more complex (higher income, a spouse shareholder, pension planning), moving to Premium gives you the proactive planning support that becomes valuable at that stage. Switching takes effect from your next billing month, once we've confirmed the change in an updated engagement letter.
We'll always tell you upfront if something falls outside your package scope, and agree the fee in writing before doing any work, so there are no surprise invoices. Common examples include catch-up bookkeeping for historical periods, company restructuring, or complex one-off transactions like selling the company.
Your monthly fee is collected by Direct Debit through GoCardless on the 1st of each month, from your company's own bank account, keeping things predictable for your cash flow. If you'd prefer to pay annually, get in touch and we'll agree terms.
No. There's no minimum term and no exit fee. Either of us can end the arrangement on 30 days' written notice, as our engagement letter sets out. We'd rather earn your business every month than rely on a contract to keep you.

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